They also say they invest considerable resources in protecting accounts receivable from fraud, but they also stress that protection is a shared responsibility; that customers should carefully read their agreements and comply with requirements in order to protect their transactions from cybercrime and other losses. BMO was rated highest by Daimsis for the use of plain language. He said the bank`s agreement — updated in December — also states that customers are not responsible for “circumstances beyond your control” and appears to take responsibility for “any mistakes we have made, technical issues or system failures.” When RBC introduced its new terms last May, clients had to agree to the deal before they could continue to access their online banking. 12. Use an anti-virus program, anti-spyware program and firewall; Disconnection: The electronic device you use may be vulnerable to viruses or online attacks aimed at intercepting or altering information, including sensitive information you provide over the Internet. In order to reduce the likelihood of damage, you should take all appropriate precautions, including ensuring that any electronic device used to access online banking or online life management has an antivirus program, an anti-spyware program and a firewall, provided that such security measures are available for your electronic device. To prevent unauthorized access to your accounts, you must log out of online Banking or Wealth Management Online, close your browser or cancel the mobile applications you use for mobile banking once you have used them. 74. Access the site of other jurisdictions. You acknowledge and agree that while you may access the Site from other jurisdictions outside of Canada, certain aspects of the Services or certain information on the Site may not be available to you in those jurisdictions. We only offer you services permitted by law in the jurisdictions from which you will access the Site or Services, whether through mobile banking or otherwise. If you access or use the Services or the Website outside of Canada, you do so at your own risk and assume full responsibility for your compliance with any local, provincial, national or international laws that apply to such access to or use of the Services or the Website. 64.
Resignation. We may terminate your access to CIBC eDeposit at any time and for any reason, including, but not limited to, if you do not object to any provision of this Agreement, if you use CIBC eDeposit for unauthorized or illegal purposes, or if you use CIBC eDeposit in a manner that does not correspond to the procedures or instructions we have set out from time to time, In that case, this agreement remains valid with respect to your prior access. 6. Usage: You must use your credit card and password to access online banking, your user ID and password to access Wealth Management Online….